LIFE INSURANCE

 

Why Life Insurance? Life insurance helps to ensure that your family and loved ones are protected against financial difficulties in the event of a premature death. Combined with investments, retirement and estate strategies, life insurance is a fundamental part of a sound ongoing program. Life insurance death benefit replaces the income you would have provided, and can meet many important financial needs:

 

• It can help pay the mortgage.

• Send your children to college.

• Ensure your dependents are not burdened with debt.

• Your family won’t have to sell assets to pay outstanding debts.

 

Think it is too late to purchase life insurance? Bell & Hudson has long known the need for life insurance protection for our older citizens. We have located a very reputable insurance carrier who focuses on this area.

 

• Final expenses.

• Outstanding debt payoff.

 

Bell & Hudson offers Term, Universal, and Whole Life insurance policies from a variety of insurance carriers.

 

Contact Suzanne Shaw at sshaw@bellandhudson.com or 413-323-9611 for further information or a quote.

 

 

GROUP HEALTH INSURANCE

 

Bell & Hudson helps self-employed and small business groups with group medical insurance.  We partner with the Small Business Association of Massachusetts to quote the best possible pricing available.  We are able to offer coverage through Fallon, Tufts, Health New England, and more.  All our plans meet and/or exceed the state’s law for Minimum coverage requirement. 

 

 

 

LONG TERM CARE

 

Can you afford not to have Long Term Care Insurance?  Long term care expenses can quickly deplete financial and estate plans, but Long Term Care Insurance can help to offset some of the costs of services.  With Long Term Care Insurance in place you may be able to protect assets, retain independence, and not be a burden to family. 

 

Bell & Hudson represents many difference insurance companies offering Long Term Care insurance – because one size does NOT fit all!