Condo & Homeowner Association Insurance
Eligibility: Any year of construction if updated within the last 30 years, 5 or more units, 70% occupancy
Risk Specific Coverage Broadening Endorsement
No coinsurance
Guaranteed replacement cost available
‘All-in’ coverage available
A+ rated insurance carrier
Coverages Available:
General Liability
Property
Directors’ and Officers’ Liability
Umbrella
Auto
Frequently Asked Questions:
We’ve had a claim in the past 5 years, is that ok?
Large and/or multiple losses may qualify. We may ask you to provide details such as specific causes and any actions taken to prevent re-occurrence.
The condos are mostly rented out to students, are we eligible?
YES, student housing will be considered.
Will the program accept risks that have armed security guards?
NO. Only risks with unarmed security are acceptable.
How do we know if we should be buying ‘all-in’ coverage?
We can review your bylaws with you to determine exactly what you are responsible for insuring.
For More Information contact:
Matthew J. Phaneuf
Vice President
Bell & Hudson Insurance Agency, Inc.
P.O. Box 669 – Belchertown MA 01007
Phone: (413) 323-9611
Cell: (413) 626-5870
Fax: (413) 323-6117