Business Insurance
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Bell & Hudson will analyze your insurance requirements from a risk management perspective. We’ll start with a risk analysis, and put together a complete coverage program to help protect you from hidden exposures. We’ll examine your existing insurance and provide recommendations and a competitive quote for your review.
James Phaneuf is the President of Bell & Hudson and Matthew Phaneuf is our Commercial Account Exectutive. Michelle Tetrault, CPCU, CIC is the manager of our Commercial Insurance Department. Michelle brings many years of commercial underwriting experience to Bell & Hudson and oversees marketing of insurance policies and policy services. Michelle is assisted by Lisa Desroches,CPCU and Chris Wallin, Customer Service Representatives.
The types of businesses and commercial ventures that are insured through Bell & Hudson:
| Offices | Private Schools | |
| Mercantile Shops | Bus and Transportation Companies | |
| Wholesalers | Professionals | |
| Contractors | Automotive | |
| Apartments | Social Service Agencies | |
| Condominiums | Churches | |
| Software Developers | Dentists | |
| Service Establishments | Builders | |
| Clubs & Restaurants | Heating Oil & Propane Dealers |
We insure small (1-25 employees) to medium sized businesses (26-200). We have many customers with international business exposures, and we have the insurance companies and the expertise to assist with international risk management.
We sell & service the following types of commercial insurance policies:
| Commercial Packages | Inland Marine | |
| General Liability | Ocean Marine | |
| Property | Professional Liability | |
| Automobile | Liquor Liability | |
| Workers Compensation | Boiler & Equipment | |
| Bonds | International |
COMMERCIAL CLAIMS:
Our Commercial Represenatives have all been cross trained to service your claim needs. At the present time we request that all claims, other than Workers Compensation Claims, be reported to Bell & Hudson. Please follow the instructions outlined in your WC Policy for WC claim filing.


